{"id":241,"date":"2026-09-30T12:00:00","date_gmt":"2026-09-30T18:00:00","guid":{"rendered":"https:\/\/www.anchorins.com\/blog\/?p=241"},"modified":"2026-09-22T10:27:39","modified_gmt":"2026-09-22T16:27:39","slug":"will-boat-insurance-cover-a-propeller","status":"publish","type":"post","link":"https:\/\/www.anchorins.com\/blog\/will-boat-insurance-cover-a-propeller\/","title":{"rendered":"Will boat insurance cover a propeller?"},"content":{"rendered":"<p>Boat propellers are often out of mind as they are out of sight. However, propellers are incredibly important as they make boats move through the water from point A to point B and beyond. The last thing you want is to be stuck in the middle of a lake, river or ocean without a functional propeller.<\/p>\n<p>Will insurance cover your boat&rsquo;s propeller? Our boat insurance professionals serving Plymouth, MN, the land of 10,000 lakes, is here to help answer this important question.<\/p>\n<h2>Boat Insurance and Propellers<\/h2>\n<p>Boat insurance has its limitations. However, propellers are generally covered. As long as the damage to the propeller occurred as a result of a collision or contact with an object below the water, it will likely be covered.<\/p>\n<p>From propeller strikes to collisions with other rocks, logs, boats and docks, all such accidents are typically covered. &nbsp;However, there are some exceptions as detailed below.<\/p>\n<h2>Read the Small Print<\/h2>\n<p>Take a close look at your boat insurance and you&rsquo;ll find certain policies include language accounting for mechanical breakdowns while others do not. Moreover, depreciation of propellers and other gear might not be covered by your policy.&nbsp;<\/p>\n<p>Reach out to your insurance carrier to determine if your coverage is applicable to your propeller. You might also be interested in adding on specific &ldquo;endorsements&rdquo; for additional coverage.<\/p>\n<h2>Anchor Insurance Agency LLP is on Your Side&nbsp;<\/h2>\n<p>If you are in the market for boat insurance in Plymouth, MN, make us your first call. Pick our brains, ask questions, raise concerns and we&#8217;ll help you find the right insurance policy for your needs. You can reach our insurance professionals at Anchor Insurance Agency LLP by dialing 763-473-4090.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Boat propellers are often out of mind as they are out of sight. However, propellers are incredibly important as they make boats move through the water from point A to point B and beyond. The last thing you want is to be stuck in the middle of a lake, river or ocean without a functional [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[6,27,25,12,11],"class_list":["post-241","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-anchor-insurance-agency-llp","tag-boat","tag-insurance","tag-mn","tag-plymouth"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.2.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Boat propellers are often out of mind as they are out of sight. However, propellers are incredibly important as they make boats move through the water from point A to point B and beyond. 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