{"id":53,"date":"2018-12-31T03:00:00","date_gmt":"2018-12-31T15:00:00","guid":{"rendered":"https:\/\/www.anchorins.com\/blog\/?p=53"},"modified":"2019-01-08T10:02:19","modified_gmt":"2019-01-08T16:02:19","slug":"who-needs-to-take-a-medical-exam-to-get-life-insurance","status":"publish","type":"post","link":"https:\/\/www.anchorins.com\/blog\/who-needs-to-take-a-medical-exam-to-get-life-insurance\/","title":{"rendered":"Who needs to take a medical exam to get life insurance?"},"content":{"rendered":"

There are many good reasons to get life insurance. Many people get a policy so that there will enough to help pay for funeral expenses and debts when a loved one dies. A whole term policy is also a good investment and can provide a source of ready cash while the policyholder is still alive.<\/p>\n

You may be worried that you will need to take a physical exam to get a life insurance policy. Many insurance companies may require the exam as a way of protecting their investment, so to speak. It would hardly be worthwhile for them to offer a large sum of money to a new policyholder in poor health. <\/p>\n

Reasons You May Want a No-Physical Policy<\/h3>\n

If you are in Plymouth, MN, there are ways to purchase a life insurance policy through Anchor Insurance Agency LLP that won’t require a physical exam. Even if you don’t have a serious health issue yet, there may be reasons you don’t want to take a physical to get life insurance.<\/p>\n

You may be someone who doesn’t have a regular doctor, so you haven’t been in a while and it would be a lot of trouble to get a thorough exam. You may simply be someone who hates getting physicals. One of the biggest reasons people get a policy which doesn’t require a physical is because they need to purchase the policy quickly.<\/p>\n

Disadvantages of No-Physical Life Insurance Policies<\/h3>\n

Unless you purchased a policy when you were young, the lower prices won’t be automatically locked in. Policies not backed by a physical can be expensive, and they may also be limited in their coverage.<\/p>\n

If you are in Plymouth, MN and want to find the most economical policy that still offers what you need, call Anchor Insurance Agency LLP so we can discuss your options.<\/p>\n","protected":false},"excerpt":{"rendered":"

There are many good reasons to get life insurance. Many people get a policy so that there will enough to help pay for funeral expenses and debts when a loved one dies. A whole term policy is also a good investment and can provide a source of ready cash while the policyholder is still alive. You may […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[6,5],"class_list":["post-53","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-anchor-insurance-agency-llp","tag-plymouth-mn"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t