Condo Insurance in Minnesota
Condo & Townhome Insurance by Anchor Insurance Agency
Condos and townhomes require additional insurance coverage beyond the typical homeowners’ insurance policy. Anchor Insurance Agency understands the unique factors involved in owning a condo and will help you develop a policy for quality protection.
Condo Insurance Isn’t the Same as Homeowners’ Insurance
A condo or townhome isn’t a free-standing structure like a typical home. They’re also typically governed by a homeowners’ association (HOA). While HOAs typically have insurance policies, they often only cover the outside of the condo building and common areas. You may need additional coverage for the inside of your condo and your personal belongings.
There’s also no reason to pay for an entire homeowners’ insurance policy if your HOA covers some of the loss for you. Our team will carefully review your HOA policy to develop a condo policy that fits.
How Anchor Insurance Agency Can Help You Protect Yourself & Your Condo
Anchor Insurance Agency provides custom insurance policies to fit your needs. Whether you’re insuring a vacation condo or a townhome as your primary residence, we’re here to support you.
Our Condo Insurance Policy Options
As an independent insurance agency, we work with several insurance carriers who provide high-quality condo insurance policies. This means we’re able to vet a policy that fits your needs. Some of our coverage options include:
- Condo Liability
- Personal Property Protection
- Loss Assessment
We’ll start by assessing your current HOA policy to see what protection is missing. We’ll then develop a condo policy that fills any gaps.
Get Your Free Condo Insurance Quote Today
Condo insurance isn’t something you can simply do without. It’s the only way to protect your finances if your condo is damaged due to weather, fire, vandalism or another threat. Anchor Insurance Agency can help. Get your free quote today or call us at 763-473-4090 to learn more.