It is great that you have home insurance, but if you have a claim such as if there is ever a theft or disaster like a fire involving your belongings, it is extremely helpful to have adequate documentation that indicates what belongings you have. A home inventory serves that purpose, and here is how to complete that. These tips come to you courtesy of Anchor Insurance Agency LLP serving Plymouth, MN.
Make a detailed list
Create a list of all of the items in your home. This can be a handwritten list or one that you type on your computer. If you type it, print it out, so you have a hard copy. Generating this list can be overwhelming, especially if you have a larger home or many items. Inventory one room at a time, or start by listing your higher-value items. By dividing the list completion task into smaller tasks, the process will not be as daunting.
Take photos and videos
In addition to the list you generate, taking photos and videos of your belongings is a great way to document what items you own. Make sure the images you capture are close up enough to the items that anyone viewing the images could see enough detail. Label each photo or video, briefly listing what the item is plus purchase date and value.
Keep it in a safe place
Once you have completed your home inventory, keep your list of items plus photos, videos and any other documentation in a safe place. Keep at least one copy of your inventory away from your house, because if it were destroyed or stolen in a home disaster or burglary situation, you would still have a copy of the inventory at an offsite location.
If you need more information about a home inventory, please contact Anchor Insurance Agency LLP serving Plymouth, MN. We are happy to help.