I Caused an Accident, Now What?

Being involved or worse, causing a car accident can be a horrible experience. Depending on the severity, you may have to deal with lawsuits and expensive medical bills for your casualties. At the same time, trauma, guilt, and other emotional and mental problems may develop as a result.  Whether you caused the accident in your hometown–Plymouth, MN or in another state, Anchor Insurance Agency LLP recommends knowing what to do to improve the situation if you caused an accident.

Stop and protect the scene

Never drive off from the scene of the accident. It doesn’t matter how big or small. Park your vehicle to the side of the road to reduce the risk of getting hit by another car. Put your hazards on to notify oncoming vehicles.  If the vehicle is immovable, get out and find a safe place as you wait for help.

Evaluate your injuries and those of your passengers

Next, check to see whether anyone is injured. If you have injured passengers, make sure they get urgent medical help. If you don’t have passengers in your car, walk to the next vehicle and check if there are any casualties. The injured parties should be rushed to the hospital. That means calling an ambulance immediately.

Call the police

Even if it’s a minor fender bender, never skip calling the police and get a legal accident report. If you don’t call the police, your victim or other road users will, which can aggravate the situation for you. Remember your insurance provider in Plymouth MN will need this report when you file a claim.

Provide information

Be sure to give your insurance information, but don’t admit fault for the accident. Collect the other driver’s insurance information even if you’re to blame for the accident. You should also document the accident scene for future reference.

Remember to keep your calm and wait for the police to arrive. Remember to carry enough auto insurance always. If you need to learn more about auto insurance, Anchor Insurance Agency LLP can answer any questions you may have.