Whether you’re a new motorcycle rider or an experienced one, it’s essential to understand the dos and don’ts of filing motorcycle insurance claims in the Wayzata or Plymouth, MN area. Knowing what steps to take after an accident can help you successfully process claims. Anchor Insurance Agency LLP is here to guide the most important things to consider when making a motorcycle insurance claim.
Do Report the Accident Right Away
The claims process should begin with reporting the accident as soon as possible. Make sure you contact your insurance company and tell them all the relevant details, which can help with their investigation. You may also want to file an official police report with the police department if any injuries or property damage were sustained in the accident.
Don’t Admit Fault
When talking to your insurance company, it is essential to be honest and forthcoming with information, but you do not want to admit fault for an accident that was not your own. Doing so can affect a claim’s outcome and even result in a denial of coverage. Be sure only to provide the necessary facts when speaking to your insurance adjuster.
Do Gather Evidence and Documentation
Another critical step in the claims process involves gathering evidence at the scene of the accident, such as photos, witness statements, and any other relevant documentation. This will help prove who is liable for the damages incurred in an incident. It is also essential to obtain a copy of the official police report, as it can be used to validate your claim.
Don’t Settle for Too Little
Make sure to consider all of the costs associated with the accident, such as medical bills, property damage, and even lost wages, if applicable. At Anchor Insurance Agency LLP, we are here to help you understand the dos and don’ts of filing motorcycle insurance claims. If you have been in an accident, contact us today, and we can provide the guidance you need to walk through the process seamlessly.