Category: Insurance

The weather out here in Plymouth, MN can be rough. It’s not the fiercest Midwestern city, we get nice warm Summers, but with average temperatures below zero in the colder months, you have to be prepared for what the weather can do to your business if you’re not careful. Anchor Insurance Agency LLP can help you to get the policy that you need to protect your business come what may.

Consider simple liability, for instance. What’s the example insurers always use when discussing the importance of liability coverage? Somebody is coming into your store or walking on your property, and they slip on some ice. For a lot of people, this is just an example. They don’t get snow in most areas of California and Florida, but snow and ice are a constant concern for folks in the Midwest.

Commercial insurance is designed to protect the physical assets of your business, everything contained within your building. It’s not uncommon for the weather to do a serious number on this property. A bad storm or a leaky roof can do a lot of damage to a business in Plymouth, MN. Weather damages to your business may not be inevitable, but they are not exactly unlikely, and ensuring that you have adequate insurance is about having a backup plan, against the one-in-a-million unlikely events as well as the more predictable threats.

If you’re not happy with your current policy, or you’re looking to insure a new business, give Anchor Insurance Agency LLP a call and see if they have a plan that works for you. Having adequate insurance is more important in Plymouth than it is almost anywhere else.

A small town like Plymouth, MN would make you think that some insurance policies aren’t necessary, but unfortunately, you would be wrong. Insurance is meant to protect against the unpredictable and even though Plymouth doesn’t have a large population, there is still plenty of unpredictability residents must face as they go about their everyday lives. Below are some of the reasons for why you may need insurance in Plymouth, MN, namely with a broker who knows the local area like Anchor Insurance Agency LLP and can really speak to their client’s needs.

AUTO INSURANCE PROTECTION

This is arguably the most important type of insurance policy someone in Plymouth MN should have. It will cover their vehicle while they drive on the road, not only protecting them from accidents they are responsible for but from other drivers as well. And sometimes, it’s just the fault of the weather in Minnesota, which is regularly inclement, causing cars to slide off the road or into each other when there is a particularly large stretch of ice. Without a good auto insurance policy, you could be paying for damage to someone else’s vehicle or medical care out of your own pocket.

HOME INSURANCE

Having insurance on your home in Plymouth, MN is also critical, due in part to the weather as well. Heavy snows can lead to roofs collapsing, pipes freezing and bursting, trees falling on homes. There is also always the threat of fire that has to be protected against through an insurance policy, so having that in place is critical. To figure out what home insurance policy is right for you to talk to your local broker and make sure you are fully covered, so you don’t end up homeless.