Auto insurance is required for anyone who drives on public roads. If you already have a policy, you may still have questions about what is covered and how to file a claim. The professionals at Anchor Insurance Agency LLP, serving Plymouth, MN, can help. We answer questions every day and can guide you through your coverage so you understand how it works.

What Does Auto Insurance Cover?

Your specific auto insurance coverage depends on the type of policy you have. If you carry liability‑only insurance, your policy will help pay to repair or replace the other driver’s vehicle if you cause an accident.

Liability insurance also covers medical bills for injuries caused by the accident. Coverage limits vary between policies, so it is important to talk with your insurance professional to understand how much protection you have.

What Should I Do If I Cause an Accident?

If you are involved in an accident, safely pull over and move out of traffic if possible. Once you are in a safe location, exchange contact and insurance information with the other driver.

If there are injuries, call 911 so medical help can arrive. If no one appears injured, contact the non‑emergency police number for instructions. Always provide correct insurance information and collect the same from the other driver.

Will My Auto Insurance Cover Damage to My Car?

Your insurance will cover damage to your own vehicle only if you have collision coverage or full coverage. Liability‑only insurance does not pay for repairs to your vehicle.

Need to File an Auto Insurance Claim?

If you have recently been in an accident and need to file a claim, contact Anchor Insurance Agency LLP, serving Plymouth, MN. We are here to help you with the process. Call today.